Most people are aware that dental insurance provides an option for out-of-pocket payment for oral health services. However, you may want to consider a lesser known third possibility known as a dental savings plan. Our plan, known as the Lowcountry Smile Plan, can save you a considerable amount of money each year on services such as exams and X-Rays, dental cleanings, fillings, root canals, crowns, whitening, and much more.
Learn more about dental savings plan vs insurance to determine which is right for you, and schedule an appointment with Trident General Dentistry today!
What Are Dental Savings Plans?
A dental savings plan is a membership program that offers an affordable alternative to traditional dental insurance. When you join our Lowcountry Smile Plan, you pay an annual fee of $49 for adults and $29 for children. This membership saves most individuals $500 and most families $1500-$2000 each year without the waiting periods, hassles, and maximum yearly dental insurance benefits.
How Do Dental Savings Plans Work?
Unlike the complicated and often frustrating world of dental insurance, membership in our Lowcountry Smile Club is easy and quick. Our dental savings plan even provides discounts when seeing dental specialists outside of our office. In addition, after you call and reserve your membership, you receive 30% off all our dental services, including dental implants, veneers, Smile Makeover, and more.
What Are the Advantages of a Dental Savings Plan?
Many people experience disappointment and frustration with their dental insurance coverage. Our dental savings plan provides a no-hassle alternative to help you maintain optimal oral health and a beautiful smile. Some of the benefits of our Lowcountry Smile Plan include:
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Exams and X-Rays are free of charge.
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Highest standard of care that follows American Dental Association recommendations.
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30% off preventative dentistry.
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30% off all restorative treatment such as fillings, crowns, bridges, and root canals.
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30% off cosmetic dental procedures such as teeth whitening, veneers, Smile Makeover, and more.
Our Dental Savings Plan vs Dental Insurance
Dental insurance is only one way to help you minimize the cost of dental treatment. While it does offer some benefits, it also comes with many frustrating hassles. Our Lowcountry Smile Plan seeks to eliminate the headaches of dental insurance by providing these benefits:
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Unlimited savings with no yearly maximum.
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No waiting period to see if you qualify for treatment.
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No claim forms.
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No missing-tooth clauses.
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Unrestricted treatment.
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No age limits for dental care.
How Does Dental Insurance Work?
Not all dental insurance plans are the same, and some provide excellent service and adequate coverage for dental services. However, most dental insurance plans include these disadvantages:
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Waiting period. You might have to wait up to one year before receiving routine dental treatment. Major procedures may require a wait of two years. This waiting period helps guarantee the insurance company a profit from your coverage.
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Deductibles and Copayments. You pay an amount set by the insurance company before they pay any for the procedure. Typically, you pay this amount at the time of treatment. Even after you meet your deductible, the insurance company only pays a certain amount for your treatment.
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Categories of payment. Most companies categorize dental procedures into preventive, basic, and major. They typically pay on a 100%, 80%, and 50% structure, respectively. This presents a significant challenge for patients who need major dental procedures.
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Noncovered procedures. You may find it disappointing to learn that your policy does not cover cosmetic dentistry or major procedures such as implants.
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Yearly maximum. Dental policies typically set a low annual maximum. One root canal treatment or crown may reach this amount and leave you without any substantial dental coverage.
How Can You Decide Between a Dental Savings Plan vs Dental Insurance?
We can compare our Lowcountry Smile Plan with a dental insurance plan and help you decide what best meets your needs. Call us today and schedule an appointment with Trident General Dentistry for a dental exam and discuss the best plan to cover the cost of your dental treatment.